Derek Carr

Federation of Small Businesses

FSB membership covers businesses from 0 to 249 employees and has been in existence for over 40 years founded in 1974. It is a Not for Profit organisation whereby all income is re-invested into the organisation to support local and national lobbying activity and maintaining/improving benefits for all members. As an automatic right of membership our existing 170,000 members receive the following as part of their membership, plus many more benefits and opportunities.

  • Unlimited 24 hour Legal Advice (Business & Personal) only from qualified legal advisers and lawyers.

  • Cover against costs associated with any Business and Personal Tax Investigations by HMRC, handled by specialist tax consultants.

  • Specialist Legal Advice on Employment Law backed up by Legal Costs cover and cover for compensation costs at Employment Tribunals.

  • Legal costs cover against certain criminal prosecutions associated with the Business: Health & Safety, Licensing, Road Safety Act, and Food Safety.

  • Over 600 Legal templates/documents available to you on-line: Employment Contracts, Disciplinary letters, Commercial & Business Law Contracts, Health & Safety Policy Documentation.

  • Property Disputes Cover (Pursuit of claims for damage and certain landlord/tenant disputes).

  • Cyber Crime Support

  • FSB Debt Recovery 

  • Local + Regional FSB business breakfast meetings and networking events

In addition we have a number of Special Schemes available to members including: 

  • Free Business Banking (subject to status)

  • Credit/Debit card processing machine/tariffs at preferential rates

  • FSB Insurance Cover at preferential cost

  • FSB Communications

  • FSB Funding Platform 

The above provides an initial overview of the benefits of being a member of the FSB. Should you require any further information regarding membership or wish to join please contact Derek Carr on 07920 003775 or email

Derek is a member of the Four Seasons lunch group.